Fixed Deposit
Real Loss Calculator
See what your FD actually earns after tax and inflation, including the buying power gained or lost each month.
Inputs
Post-Tax Return
4.76%
₹47,600 interest / year
Real Return
−1.74%
Losing buying power after inflation
Monthly Loss
−₹1,450
Buying power lost each month
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Formula: Real Return = (FD Rate × (1 − Tax Slab ÷ 100)) − Inflation. Monthly Loss = FD Amount × |Real Return| ÷ 100 ÷ 12.