Fixed Deposit

Real Loss Calculator

See what your FD actually earns after tax and inflation, including the buying power gained or lost each month.

Inputs

Post-Tax Return

4.76%

₹47,600 interest / year

Real Return

−1.74%

Losing buying power after inflation

Monthly Loss

−₹1,450

Buying power lost each month

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Formula: Real Return = (FD Rate × (1 − Tax Slab ÷ 100)) − Inflation. Monthly Loss = FD Amount × |Real Return| ÷ 100 ÷ 12.